CashFlow Insights Provides Banks Real Time Cash Flow Information for the First Time

UNIONVILLE, Pa.--(EON: Enhanced Online News)--CashFlow Insights, LLC announced the release of its unique Automated Cash Flow Advisor Service, designed to reduce loan losses in the small to mid-size business (SMB) market by up to 20% while reducing the cost of servicing these companies. The Automated Cash Flow Advisor Service provides banks real time cash flow information on their commercial customers, the source of loan repayment, so banks can better partner with their customers to ensure business success for both.

“Real time cash flow monitoring is a paradigm shifting approach to managing credit risk”

“Real time cash flow monitoring is a paradigm shifting approach to managing credit risk,” said Robert Merkle, CEO of CashFlow Insights, LLC. “For the first time banks can constantly monitor all of their commercial customers at a cost that is proportionate to the size of the loan, which will improve the profitability of small and mid size business (SMB) lending significantly.”

A core feature of the Automated Cash Flow Advisor Service is the use of “push” technology so Relationship Mangers don’t have to waste time reading reports. They receive an email notice of significant changes in customer cash flow patterns that includes a hyperlink to the detailed cash flow and loan information. This allows Relationship Managers to understand their client’s situation in seconds, so they can react quickly to client needs and not spend time developing basic information. The Service can also update existing bank CRM and other productivity systems so Relationship Managers and others don’t have to learn new tools. Business Unit Managers and Credit Department personnel use dashboards to see the condition of portfolios they want to review as well as receive copies of email alerts.

About CashFlow Insights, LLC

CashFlow Insights was formed to provide banks real time cash flow information on their commercial customers in the small to mid size market. This market is the focus for the service because banks struggle to cost effectively and effectively monitor these companies with historic servicing approaches. As a result banks often have significantly larger loan losses within these markets than is necessary, even though the total dollars lent may be smaller than in other markets. For more information about CashFlow Insights and this new approach to managing commercial relationships, visit www.cashflowinsights.com.